Welcome to The Building and Construction Industry Medical Aid (BCIMA)


A Medical Scheme for the Building, Construction, Civil Engineering and Open Cast Mining Industries

A Legacy of Excellence

BCIMA, the Building and Construction Medical Aid Fund, has always been entirely focused on finding effective and innovative healthcare solutions for employers and their employees in the building, construction, civil engineering and open cast mining industries, and as a result understands the sector and its people better than any other medical scheme.

Tried and Tested

With over 50 years of experience in the South African healthcare industry, BCIMA is still the industry leader and the first choice for workers in the building, construction, civil engineering and open cast mining industries, serving businesses and covering employees.

Head and Shoulders Above the Rest

Generous benefits and below-average annual contribution increases make BCIMA the scheme of choice for the building and construction industry.

This value-for-money fund is more affordable than the average medical scheme. While the Registrar of Medical Schemes granted BCIMA exemption in respect of the provision of Prescribed Minimum Benefits (PMBs), the Fund continues to pay for PMB treatments in line with its annual limits.

Real and Affordable

BCIMA’s single rate contributions mean all registered dependants have access to cover. Membership numbers are retained for life and the fund can be joined for specific contract periods.

A true devotion to the building, construction, civil engineering and open cast mining industry


A well-run medical scheme
offering affordable, flexible and
easy-to-use product benefits and features.

Our Strong Foundation Sets Us Apart

“Nobody understands the needs of employers and employees within the building and construction industry in the way BCIMA does, and we consequently have a great deal to offer our members. BCIMA is a well-established and stable fund with a proud record of service excellence, prompt payment and efficient service delivery. Our members can count on having easy access to effective and efficient healthcare services at affordable rates thereby ensuring that every single healthcare rand spent goes so much further”.