ABOUT US
A history spanning more than 50 years in South African healthcare
About BCIMA
BCIMA has always been entirely focused on finding effective and innovative healthcare solutions for employers and their employees in the building, construction, civil engineering and open cast mining industries and as a result understands the sector and its people better than any other medical scheme.
With over 50 years of experience in the South African healthcare industry, BCIMA is still the industry leader and the first choice for workers in the building, construction, civil engineering and open cast mining industries, serving businesses and covering employees.
With BCIMA, members are not governed by network restrictions but are instead afforded freedom of choice in selecting healthcare service providers across the board, from private hospitals to traditional healers and homeopaths.
Our Team
The Board of Trustees is made up of highly experienced and highly qualified individuals with immense construction industry experience. They all have a deep understanding and appreciation of the building, construction, civil engineering and open cast mining sectors.
Ruth Maseko
Chief Executive Officer/Principal Officer
Mohau Mphomela
Chairperson
Emmanuel Koji
Vice Chairperson
Croydon Schmidt
Employer Trustee
Sunday Mlangeni
Employee Trustee
Clinton Froneman
Employer Trustee
Josias Mpe
Member Trustee
Philly Maphothoma
Member Trustee
With BCIMA, members are not governed by network restrictions but are instead afforded freedom of choice in selecting healthcare service providers across the board, from private hospitals to traditional healers and homeopaths.
Our Proud Track-Record
With our proud track record, healthy reserves, and lower-than-average administration fees, BCIMA is widely acknowledged as a well-run medical scheme offering affordable, flexible and easy-to-use product benefits and features.
BCIMA is consistently broadening access to healthcare and has made significant inroads in terms of providing medical scheme cover to low-cost employees and their beneficiaries.
Built to Last
BCIMA was specifically created with the needs of employers and employees in the building and construction industry in mind. We know and understand this industry better than anyone else. That is why we have been trusted with the task of providing healthcare cover to people in the industry for more than five decades.
Despite the building industry’s financial challenges, the fund continues to grow as a result of the excellent value it offers.
BCIMA maintains a solvency ratio of over 100% due to the members’ appropriate use of available benefits. The scheme has a healthy solvency ratio of 113%, which is more than the legal requirement of 25%.
In addition, the average BCIMA member is 27 years old, while the pensioner ratio is currently 2,85%.
What Sets Us Apart
We offer several one-of-a-kind benefits including a lifetime membership number and the ability to be covered only for the duration of a contract. Members are able to remain on the scheme at their own cost at the end of their contract.
With BCIMA only the main member pays a contribution, based on income, while other registered family members are covered for free.
We understand how the industry works, and can, therefore, provide cover that is tailored to meet the needs of employees who are paid hourly rates.